1. A crossed cheque is one, which can be encashed only:
(a) by the drawee
(b) through a bank,
(c) at the State Bank of India
(d) after it has been transferred to another person
2. Which one of the following Indian banks is not a nationalized bank?
(a) Corporation Bank
(b) Dena Bank
(c) Federal bank
(d) Vijaya Bank
3. Which of the following is not an affiliate of the Reserve Bank of India?
(a) Unit Trust of India
(b) The Industrial Development Bank of India
(c) Agricultural Refinance Corporation
(d) Deposit Insurance Corporation
4. The basic regulatory authority for mutual funds and stock markets lies with the:
(a) Government of India
(b) Reserve Bank of India
(c) Securities and Exchange Board of India
(d) Stock Exchanges
5. What is the difference between Debentures and Equity?
(a) Debentures are sealed bonds acknowledging that money has been borrowed; equity is a
shareholder's share voting rights in proportion to his shareholding
(b) An equity shareholder cannot withdraw his amount whereas debentures can be
withdrawn by taking back the amount
(c) Equity shareholding is more risky, compared to debentures which are bound to return
good interest on the principal
(d) Both debenture and equity holders have the right of voting irrespective of the proportion
of holdings but debentures are of lower value than equity
6. Which of the following organisations in India is mainly' working to meet the credit
needs of all types of agricultural and rural development activities?
(a) FCI
(b) IDBI
(c) NABARD
(d) ICAR
7. Which of the following combinations is correct?
(a) NABARD-Industrial Loans
(b) IDBI-Short term loans
(c) RBI-Long term finance
(d) RRB-Agricultural finance
8. Which one of the following Public Sector banks' emblem figures a dog and the words
'faithful, friendly' in it ?
(a) Punjab National Bank
(b) Syndicate Bank
(c) Oriental Bank of Commerce
(d) State Bank of India
9. Which one of the following statements is not correct?
(a) The National Association of Securities Dealers Automated Quotations known as
NASDAQ, is an American stock exchange
(b) Nikkei is the stock market index for the Tokyo Stock Exchange
(c) S and P CNX Nifty is the index for 50 large companies on the Bombay Stock Exchange
(d) Hang Seng Indexes record daily changes of the largest companies of the Hong Kong
stock market
10. Which bank gives long term loan to farmers?
(a) NABARD
(b) Land Development Bank
(c) SBI
(d) Rural banks